What is the Texas health insurance risk pool? Who does the Texas health insurance risk pool affect? How can I apply for the Texas health insurance risk pool? These questions are all very viable questions that one should know when shopping for Texas health insurance.
Question #1 What is the Texas health insurance risk pool?
Answer: The Texas health insurance risk pool is an individual health insurance program created by Texas legislature for Texas residents who either (i) cannot obtain adequate health insurance coverage as a result of their medical conditions, or (ii) are considered “Federally Eligible Individuals,” as defined by the Health Insurance Portability and Accountability Act of 1996, commonly referred to as HIPAA. (Source: Frequently Asked Questions About the Texas Health Insurance Risk Pool)
Question #2 Who does the Texas health insurance risk pool affect?
Answer: ONLY those who have major pre-existing medical conditions or who meet the criteria of the HIPAA regulations (see above).
Question #3 How can I apply for the Texas health insurance risk pool?
Answer: Visit http://www.txhealthpool.org/app.html
If you do not have major pre-existing medical conditions and do not meet all of the criteria of the HIPAA regulations to make you eligible for a guaranteed issue Texas health insurance plan (or you just aren’t sure) then view quotes from multiple companies and request free Texas health insurance quotes!
